.hero{position:relative;display:grid;grid-template-columns:minmax(0,1.45fr) 370px;gap:28px;overflow:hidden;padding:34px 46px;border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:var(--shadow)}
.hero:after{position:absolute;right:300px;bottom:-165px;width:320px;height:320px;border-radius:50%;background:rgba(215,34,37,.04);content:""}
.hero-copy,.hero-card{position:relative;z-index:1}
.hero-copy{padding:7px 0}
.hero h1{margin: 0 0 20px;}
.hero h1 em{color:var(--red);font-style:normal}
.hero-subtitle{max-width:760px;margin:0 0 17px;color:var(--red);font-size:clamp(18px,2vw,24px);font-weight:900;letter-spacing:-.025em;line-height:1.2}
.hero-lead{max-width:720px;margin-bottom:23px;color:var(--text);font-size:16px;line-height:1.6}
.hero-points{display:flex;flex-wrap:wrap;gap:9px;margin:0;padding:0;list-style:none}
.hero-points li{display:flex;align-items:center;gap:8px;padding:10px 12px;border:1px solid var(--line);border-radius:12px;background:#f7f8f9;color:#3e4651;font-size:12.5px;font-weight:800}
.tick{display:inline-grid;width:19px;height:19px;flex:0 0 19px;place-items:center;border-radius:50%;background:rgba(215,34,37,.1);color:var(--red);font-size:12px;font-weight:900}
.hero-card{display:flex;min-height:282px;align-items:center;justify-content:center;padding:30px 34px;border-radius:22px;background:linear-gradient(145deg,var(--graphite),var(--graphite-2));color:#fff;box-shadow:0 19px 40px rgba(35,46,65,.22)}
.hero-card-text{width:100%;max-width:302px}
.hero-card-head{display:grid;grid-template-columns:minmax(0,1fr) 46px;gap:17px;align-items:start;margin-bottom:14px}
.hero-card-check{display:grid;width:46px;height:46px;place-items:center;border-radius:14px;background:var(--red);color:#fff;font-size:21px;font-weight:900;box-shadow:0 9px 20px rgba(14,20,31,.2)}
.hero-card h2{margin:0;color:#fff;font-size:26px;line-height:1.1}
.hero-card-hint{margin:0;padding-top:14px;border-top:1px solid rgba(255,255,255,.14);color:rgba(255,255,255,.78);font-size:14px;line-height:1.55}
.hero-card-hint strong{color:#fff}
.hero-card-button{width:100%;justify-content:space-between;margin-top:21px;padding:9px 10px 9px 18px;box-shadow:0 10px 22px rgba(14,20,31,.2)}
.hero-card-button i{display:grid;width:30px;height:30px;flex:0 0 30px;place-items:center;border-radius:50%;background:rgba(215,34,37,.1);color:var(--red);font-size:16px;font-style:normal}
.trust{display:grid;grid-template-columns:repeat(3,1fr);margin:20px 0 18px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 8px 22px rgba(35,46,65,.05)}
.trust div{display:flex;min-height:90px;flex-direction:column;justify-content:center;padding:21px 28px}
.trust div+div{border-left:1px solid var(--line)}
.trust strong{margin-bottom:4px;font-size:17px}
.trust span{color:var(--text);font-size:13px;line-height:1.4}
.routes .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.routes .head{align-items: flex-start!important;flex-direction: column;}
.route-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.route-card{display:flex;min-height:285px;flex-direction:column;padding:28px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 9px 25px rgba(35,46,65,.055)}
.route-card:nth-child(2){background:linear-gradient(145deg,#eef1f4,#fff)}
.route-tag{align-self:flex-start;margin-bottom:32px;padding:7px 10px;border-radius:8px;background:rgba(215,34,37,.08);color:var(--red);font-size:10.5px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}
.route-card h3{font-size:23px}
.route-card p{margin:0;color:var(--text);font-size:13.5px;line-height:1.6}
.route-card .route-note{margin-top:auto;padding-top:20px;color:var(--ink);font-size:12.5px;font-weight:800}
.process-panel{padding:42px;border-radius:28px;background:linear-gradient(145deg,var(--graphite),#2f3d54);box-shadow:0 18px 42px rgba(35,46,65,.16)}
.process-panel .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.process-panel .head{align-items: flex-start!important;flex-direction: column;}
.process-panel .head h2{color:#fff}
.process-panel .head p{color:rgba(255,255,255,.66)}
.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.process-grid article{padding:22px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:var(--white)}
.number{display:grid;width:34px;height:34px;margin-bottom:22px;place-items:center;border-radius:50%;background:var(--red);color:#fff;font-size:12px;font-weight:900}
.process-grid h3{font-size:18px; margin: 0 0 10px;}
.process-grid p{margin:0;font-size:13px;line-height:1.55}
.process-note{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-top:26px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12)}
.process-note p{max-width:720px;margin:0;color:rgba(255,255,255,.72);font-size:13.5px}
.check .head{align-items: flex-start!important;flex-direction: column;}
.check .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.check-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:18px}
.check-card,.plan-card{padding:32px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 9px 25px rgba(35,46,65,.055)}
.check-card h3,.plan-card h3{font-size:24px}
.check-list{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:20px 0 0;padding:0;list-style:none}
.check-list li{display:flex;gap:10px;padding:13px;border-radius:12px;background:#f4f6f7;color:#46505d;font-size:13.5px}
.plan-card{display:flex;flex-direction:column;justify-content:center;background:linear-gradient(145deg,var(--graphite),var(--graphite-2));color:#fff}
.plan-card .plan-icon{display:grid;width:45px;height:45px;margin-bottom:25px;place-items:center;border-radius:14px;background:var(--red);font-weight:900}
.plan-card h3{color:var(--white);}
.plan-card p{color:rgba(255,255,255,.68);font-size:14px;line-height:1.6}
.plan-card strong{display:block;margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.14);font-size:13px;line-height:1.55}
.debt-panel{padding:36px;border:1px solid #dde2e6;border-radius:28px;background:linear-gradient(135deg,#eef1f4 0%,#f9fafb 68%,#fff 100%);box-shadow:var(--shadow)}
.debt-panel .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.debt-intro{display:grid;grid-template-columns:1.05fr .95fr;gap:38px;align-items:end;margin-bottom:26px}
.debt-intro h2,.debt-intro p{margin-bottom:0}
.debt-intro p{color:var(--text);font-size:14px;line-height:1.65}
.debt-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.debt-grid article{padding:22px;border:1px solid #dfe4e8;border-radius:18px;background:#fff}
.debt-grid small{display:block;margin-bottom:23px;color:var(--red);font-size:10.5px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}
.debt-grid h3{font-size:18px}
.debt-grid p{margin:0;color:var(--text);font-size:13px;line-height:1.55}
.debt-foot{margin:18px 0 0;padding:14px 16px;border-left:3px solid var(--red);border-radius:0 10px 10px 0;background:rgba(255,255,255,.7);color:var(--text);font-size:12.5px}
.support .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.support .head{align-items: flex-start!important;flex-direction: column;}
.support-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.support-card{padding:30px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 9px 25px rgba(35,46,65,.055)}
.support-card h3{font-size:23px}
.support-card p{color:var(--text);font-size:13.5px;margin:19px 0 0;}
.support-list{display:grid;gap:10px;margin:19px 0 0;padding:0;list-style:none}
.support-list li{position:relative;padding:12px 12px 12px 40px;border-radius:11px;background:#f5f6f7;color:#46505d;font-size:13px}
.support-list li:before{position:absolute;left:13px;top:12px;display:grid;width:19px;height:19px;place-items:center;border-radius:50%;background:rgba(215,34,37,.1);color:var(--red);content:"✓";font-size:11px;font-weight:900}
.faq{display:grid;grid-template-columns:350px minmax(0,1fr);gap:42px;align-items:start}
.faq .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.faq .faq-heading{flex-direction: column;align-items: flex-start!important; margin-bottom: 0!important;}
.faq .faq-heading p{color:var(--text);font-size:14px}
.faq .faq-list{display:grid;grid-template-columns:1fr;gap:10px;margin:0;}
.source-note{margin-top:15px;padding:13px 15px;border-radius:10px;background:#f4f6f7;color:var(--muted);font-size:11px}
.source-note a{text-decoration:underline;text-underline-offset:2px}
.final-cta{display:grid;grid-template-columns:1fr auto;align-items:center;gap:35px;padding:35px 38px;border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:var(--shadow)}
.final-cta .eyebrow{display:block;margin-bottom:10px;color:var(--red);font-size:11px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.final-cta h2{margin-bottom:8px;font-size:31px}
.final-cta p{max-width:720px;margin:0;color:var(--text);font-size:14px}
.final-cta .btn{min-width:230px}
.related{position:relative;overflow:hidden;padding:38px;border:1px solid #e2e6ea;border-radius:28px;background:linear-gradient(135deg,#eef1f4 0%,#f8f9fa 58%,#fff 100%);box-shadow:0 14px 36px rgba(35,46,65,.07)}
.related:after{position:absolute;right:-95px;bottom:-145px;width:280px;height:280px;border-radius:50%;background:rgba(215,34,37,.055);content:""}
.related-heading{position:relative;z-index:1;display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:25px}
.related-heading h2{max-width:760px;margin-bottom:0}
.related-heading p{max-width:390px;margin:0;color:var(--text);font-size:13.5px;line-height:1.55;text-align:right}
.related-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr 1fr 1fr;grid-template-rows:repeat(2,minmax(142px,auto));gap:14px}
.related-card{position:relative;display:flex;min-width:0;flex-direction:column;justify-content:flex-end;padding:22px 54px 22px 22px;border:1px solid #dfe4e8;border-radius:18px;background:#fff;box-shadow:0 9px 22px rgba(35,46,65,.055);transition:.2s}
.related-card:hover{border-color:rgba(215,34,37,.28);box-shadow:0 15px 30px rgba(35,46,65,.1);transform:translateY(-3px)}
.related-card:after{position:absolute;right:18px;top:18px;display:grid;width:32px;height:32px;place-items:center;border-radius:50%;background:rgba(215,34,37,.09);color:var(--red);content:"→";font-weight:900}
.related-card h3{color:var(--white);margin:0 0 7px;font-size:18px}
.related-card p{margin:0;color:var(--text);font-size:12.5px;line-height:1.45}
.related-card-featured{grid-row:1 / 3;justify-content:center;padding:26px;border-color:transparent;background:linear-gradient(145deg,var(--graphite),var(--graphite-2));color:#fff;box-shadow:0 18px 36px rgba(35,46,65,.18)}
.related-card-featured:before{position:absolute;left:0;top:27px;width:4px;height:54px;border-radius:0 4px 4px 0;background:var(--red);content:""}
.related-card-featured:after{background:var(--red);color:#fff}
.related-card-featured>div{max-width:310px}
.related-card-featured h3{font-size:24px}
.related-card-featured p{color:rgba(255,255,255,.7);font-size:13.5px}
.related-card-featured strong{position:absolute;top:28px;left:26px;right:70px;font-size:11px;letter-spacing:.06em;text-transform:uppercase}
@media(max-width:1050px){
	.hero{grid-template-columns:1fr 340px;padding:32px 38px}
	.route-grid,.process-grid{grid-template-columns:1fr 1fr}
	.route-card:last-child{grid-column:1 / 3}
	.related-heading{display:block}
	.related-heading p{max-width:620px;margin-top:10px;text-align:left}
	.related-grid{grid-template-columns:1fr 1fr;grid-template-rows:auto}
	.related-card-featured{grid-row:auto;grid-column:1 / 3;min-height:220px}
}
@media(max-width:820px){
	.hero{grid-template-columns:1fr;padding:30px}
	.hero-card{min-height:0}
	.check-grid,.debt-intro,.faq{grid-template-columns:1fr}
	.faq-heading{position:static}
	.final-cta{grid-template-columns:1fr}
	.final-cta .btn{justify-self:start}
	.support-grid{grid-template-columns:1fr}
	.hero-card,.process-panel, .debt-panel, .related{padding:27px 20px;}
}
@media(max-width:600px){
	.hero-points{flex-direction: column}
	.hero-card-check{display: none;}
	.hero-card-head{grid-template-columns:1fr}
	.hero-card-button i{display:none}
	.trust{grid-template-columns:1fr}
	.route-grid, .process-grid{grid-template-columns:1fr}
	.route-card:last-child{grid-column:unset}
	.process-note{flex-direction: column}
	.check-list{grid-template-columns:1fr}
	.check-card, .plan-card,.support-card{padding:27px 20px;}
	.debt-grid{grid-template-columns:1fr}
	.related-grid{grid-template-columns:1fr}
	.related-card-featured{grid-column:unset}
}