.hero{padding:52px 0 38px}
.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:48px;align-items:center}
.hero-left p{font-size:18px;line-height:1.55;margin-top:18px;max-width:560px}
.hero-left h1{font-size:48px;line-height:1.05;text-transform:uppercase;}
.hero-actions{display:flex;gap:14px;margin:28px 0}
.video-card{background:var(--graphite);border-radius:22px;padding:14px;box-shadow:0 22px 50px rgba(35,46,65,.22);position:relative}
.video-card video{width:100%;height:392px;object-fit:cover;border-radius:14px;display:block}
@media(max-width:980px){
  .hero-grid-swapped{grid-template-columns:1fr}
  .hero-grid-swapped .video-card,.hero-grid-swapped .hero-left{order:initial}
}
@media(max-width:640px){
	.hero-left h1{font-size:34px}
}

.hero-benefits-section{padding:10px 0 22px}
.hero-benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.hero-benefit-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px;display:flex;align-items:flex-start;gap:16px;box-shadow:var(--soft-shadow);min-height:108px}
.hero-benefit-icon{width:42px;height:42px;border-radius:14px;background:rgba(215,34,37,.08);color:var(--red);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:20px;flex:none}
.hero-benefit-card h3{font-size:17px;line-height:1.2;margin-bottom:7px;color:var(--ink)}
.hero-benefit-card p{font-size:14px;color:var(--text);line-height:1.35}
.selector-heading{text-align:left;margin:0 0 24px}
.selector-heading h2{font-size:30px;line-height:1.15;margin-bottom:6px;color:var(--ink)}
.selector-heading p{font-size:15px;color:var(--text)}
@media(max-width:980px){
	.hero-benefits-grid{grid-template-columns:repeat(2,1fr)}
	.hero-actions{flex-direction: column;}
}
@media(max-width:640px){
	.hero-benefits-grid{grid-template-columns:1fr}
	.hero-benefit-card{min-height:auto}
	.selector-heading h2{font-size:24px}
}

.selector-section{padding-bottom:18px}
.selector-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px 28px 28px;box-shadow:var(--soft-shadow)}
.selector-tabs{display:flex;align-items:center;justify-content:center;gap:0;background:#eee;border-radius:999px;width:max-content;margin:0 auto 28px;padding:0}
.selector-tab{border:0;background:transparent;border-radius:999px;padding:17px 70px;font-size:21px;letter-spacing:.08em;font-weight:500;color:#151515;cursor:pointer;line-height:1}
.selector-tab.active{background:var(--red);color:#fff}
.selector-panel{display:none}
.selector-panel.active{display:block}
.selector-grid{display:grid;grid-template-columns:repeat(8,1fr);gap:16px 24px}
.selector-grid-districts{grid-template-columns:repeat(6,1fr);max-width:880px;margin:0 auto}
.selector-grid a{display:grid;text-align:center;align-items:center;min-height:48px;border:0;border-radius:10px;background:#f0f0f0;color:#111;font-size:19px;letter-spacing:.05em;cursor:pointer;transition:.2s}
.selector-grid a:hover{background:#e7e7e7;transform:translateY(-1px)}
@media(max-width:980px){
  .selector-grid{grid-template-columns:repeat(4,1fr)}
  .selector-tab{padding:14px 34px;font-size:16px}
}
@media(max-width:640px){
  .selector-grid{grid-template-columns:repeat(2,1fr);gap:10px}
  .selector-pill{font-size:15px;min-height:42px}
  .selector-tabs{width:100%;display:grid;grid-template-columns:1fr 1fr}
  .selector-tab{padding:13px 10px}
}

/* situations */
.situations{background:linear-gradient(135deg,#fff 0%,#fff7f7 100%)}
.situation-frame{background:rgba(255,255,255,.66);border:1px solid #ffe3e3;border-radius:28px;padding:34px}
.situation-frame > p {margin-top: 8px;}
.situations-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
.situation{background:#fff;border:1px solid #f1dede;border-radius:18px;padding:22px;min-height:156px;box-shadow:0 8px 25px rgba(215,34,37,.035)}
.icon-round{width:48px;height:48px;border-radius:50%;background:rgba(215,34,37,.08);color:var(--red);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:22px;margin-bottom:16px}
.situation p{font-size:14px;margin-top:8px}
@media(max-width:980px){
	.situations-grid{grid-template-columns:1fr 1fr;}
}
@media(max-width:640px){
	.situations-grid{grid-template-columns:1fr;}
}

.value-unified-card {
	display: grid;
    grid-template-columns: minmax(0, 1.08fr) 360px;
    gap: 28px;
    align-items: stretch;
    background: linear-gradient(135deg, #23324a 0%, #25344d 100%);
    border-radius: 28px;
    box-shadow: 0 18px 42px rgba(35, 46, 65, .14);
    overflow: hidden;
    max-width: 1180px;
    margin: 0 auto;
}
@media(max-width:980px){
	.value-unified-card{
		grid-template-columns:1fr;
		gap:0;
	}
}

.value-unified-content{
	padding: 40px 44px 40px 46px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-height: 380px;
}

@media(max-width:980px){
	.value-unified-content {
        padding: 34px 28px 26px;
        min-height: auto;
    }
}

.value-unified-content h2{
    color: #fff;
    font-size: 34px;
    line-height: 1.1;
    margin: 0 0 18px;
    max-width: 620px;
}

.value-unified-content p{
    color: rgba(255, 255, 255, .9);
    font-size: 16px;
    line-height: 1.6;
    margin: 0;
    max-width: 640px;
}

.value-unified-formula{
	margin-top: 22px;
    max-width: 590px;
    padding: 16px 22px;
    border-radius: 18px;
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .12);
    color: #fff;
    font-size: 16px;
    line-height: 1.35;
    font-weight: 800;
    box-shadow: none;
}

.value-unified-actions{
	margin-top: 22px;
}

.value-unified-director{
	position: relative;
    padding: 30px 28px 30px 0;
    display: flex;
    align-items: center;
}

@media(max-width:980px){
	.value-unified-director{
		padding: 28px;
	}
}

.value-unified-photo-wrap{
	width: 100%;
    background: linear-gradient(180deg, #f7f8fa 0%, #eef1f4 100%);
    border: 1px solid rgba(255, 255, 255, .14);
    border-radius: 24px;
    padding: 18px;
    box-shadow: 0 14px 28px rgba(19, 27, 40, .18);
}

.value-unified-photo-wrap .director-photo-frame{
	min-height: 0;
    width: 100%;
    margin: 0;
}

@media(max-width:980px){
	.value-unified-photo-wrap .director-photo-frame{
		margin: auto;
	}
}

.value-unified-signature {
	margin-top: 14px;
    padding: 14px 18px;
    border-radius: 16px;
    background: #23324a;
    color: #fff;
    box-shadow: 0 10px 24px rgba(35, 46, 65, .18);
}

.value-unified-signature strong {
    display: block;
    font-size: 15px;
    line-height: 1.25;
    font-weight: 900;
    color: #fff;
}

.value-unified-signature span {
    display: block;
    margin-top: 4px;
    font-size: 13px;
    line-height: 1.35;
    color: rgba(255, 255, 255, .85);
}

.director-card-clean{
  position:relative;
  min-height:360px;
  background:linear-gradient(135deg,#ffffff 0%,#f7f8fa 100%);
  border:1px solid rgba(35,46,65,.08);
  border-radius:24px;
  box-shadow:0 14px 36px rgba(35,46,65,.09);
  overflow:hidden;
  display:grid;
  grid-template-columns:300px minmax(0,1fr);
  align-items:stretch;
}
.director-card-clean:before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  bottom:0;
  width:5px;
  background:linear-gradient(180deg,var(--red),#ef5d5f);
  z-index:3;
}
.director-photo-column{
	position:relative;
    display:grid;
    grid-template-columns:1fr;
    grid-template-rows:324px auto;
    align-items:start;
    justify-items:center;
    align-content:center;
    row-gap:18px;
    padding:24px 22px 28px 28px;
    overflow:visible;
	justify-content:center;
    gap:22px;
	background:radial-gradient(circle at top left, rgba(215, 34, 37, .08), transparent 40%), linear-gradient(180deg, #fafafa 0%, #eef0f3 100%);
}

.director-photo-frame{
	position:relative;
    grid-row:1;
    width:100%;
    max-width:322px;
    height:324px;
    min-height:324px;
    margin:0 auto;
    border-radius:24px;
    overflow:hidden;
	background:#ececec;
    border:1px solid rgba(35, 46, 65, .08);
    box-shadow:0 20px 44px rgba(35, 46, 65, .16), 0 0 0 8px rgba(255, 255, 255, .88);
    z-index:2;
}
.director-photo-frame:before{
  content:"";
  position:absolute;
  inset:0;
  border-radius:24px;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.38);
  pointer-events:none;
  z-index:2;
}
.director-photo-frame:after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:0;
  height:30%;
  background:linear-gradient(180deg,transparent,rgba(21,21,21,.56));
  z-index:1;
}
.director-photo-frame img{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center top;
  display:block;
}
.director-signature{
	position:relative;
    grid-row:2;
    left:auto;
    right:auto;
    top:auto;
    bottom:auto;
    transform:none;
    width:100%;
    max-width:322px;
    margin:0 auto;
    background:#232e41;
    border:1px solid rgba(255, 255, 255, .12);
    border-radius:16px;
    padding:13px 16px;
    text-align:left;
    box-shadow:0 12px 26px rgba(35, 46, 65, .18);
    backdrop-filter:none;
    z-index:5;
    box-sizing:border-box;
}
.director-signature strong {
    display:block;
    color:#fff;
    font-size:16px;
    line-height:1.18;
    margin:0 0 4px;
    white-space:nowrap;
}
.director-signature span {
    display:block;
    color:rgba(255, 255, 255, .78);
    font-size:12px;
    line-height:1.35;
}
.director-text-column{
  position:relative;
  padding:28px 28px 26px 18px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  min-width:0;
}
.director-text-column h3{
  font-size:26px;
  line-height:1.12;
  color:var(--ink);
  margin:0 0 14px;
  max-width:360px;
}
.director-text-column p{
  font-size:14px;
  line-height:1.7;
  color:var(--text);
  margin:0 0 16px;
  max-width:380px;
}
.director-checks{
  display:grid;
  grid-template-columns:1fr;
  gap:8px;
  max-width:360px;
}
.director-checks span{
  position:relative;
  padding:10px 12px 10px 38px;
  background:#fff;
  border:1px solid rgba(35,46,65,.08);
  border-radius:14px;
  color:var(--ink);
  font-size:13.5px;
  line-height:1.3;
  font-weight:800;
  box-shadow:0 6px 16px rgba(35,46,65,.05);
}
.director-checks span:before{
  content:"✓";
  position:absolute;
  left:12px;
  top:50%;
  transform:translateY(-50%);
  width:18px;
  height:18px;
  border-radius:50%;
  background:rgba(215,34,37,.10);
  color:var(--red);
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:12px;
  font-weight:900;
}
@media(max-width:980px){
	.director-card-clean{grid-template-columns:1fr;}
	.director-card-clean:before{display:none}
	.director-text-column h3{max-width:100%}
	.director-text-column p{max-width:100%}
	.director-checks{margin:auto}
}

/* process */
.process-panel{
	position: relative;
    background: linear-gradient(180deg, #f5f6f8 0%, #eef1f4 100%);
    border: 4px solid #26354d;
    border-radius: 28px;
    padding: 34px 34px 30px;
    color: var(--text);
    box-shadow: 0 18px 42px rgba(35, 46, 65, .12), inset 0 0 0 1px rgba(255, 255, 255, .35);
    overflow: hidden;
}
.process-head{
	display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 20px;
    margin-bottom: 24px;
}
@media(max-width:980px){
	.process-head{
		flex-direction: column;
        align-items: flex-start;
	}
}
.process-head>div {
    max-width: 760px;
}

.process-head h2{
	margin-bottom: 10px;
	color: var(--text);
}

.process-panel:before{
    content: "";
    position: absolute;
    left: 0;
    top: 28px;
    width: 5px;
    height: 74px;
    background: linear-gradient(180deg, var(--red), #ff827b);
    border-radius: 0 6px 6px 0;
}

.process-panel .steps{
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 14px;
}

.process-panel .step{
    background: linear-gradient(180deg, #2d3d58 0%, #26354d 100%);
    border: 1px solid rgba(35, 50, 74, .22);
    border-radius: 18px;
    padding: 18px 16px 16px;
    min-height: 168px;
    box-shadow: 0 14px 24px rgba(35, 46, 65, .12);
}

.process-panel .step .num{
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--red);
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 900;
    margin-bottom: 12px;
    box-shadow: 0 8px 16px rgba(230, 39, 40, .26);
}

.process-panel .step h3{
    color: #fff;
    font-size: 16px;
    line-height: 1.25;
    letter-spacing: -.02em;
    margin: 0;
}

.process-panel .step p{
	font-size: 12.5px;
    line-height: 1.35;
    margin-top: 8px;
    color: rgba(255, 255, 255, .82);
}

@media(max-width:1180px){
	.process-panel .steps{grid-template-columns:repeat(3, 1fr);}
}
@media(max-width:980px){
	.process-panel .steps{grid-template-columns:1fr 1fr;}
}
@media(max-width:640px){
	.process-panel .steps{grid-template-columns:1fr;}
}


/* docs */
.docs-container{text-align:center;max-width:720px;margin:0 auto}
.docs-container .tag{justify-content:center}
.docs-container h2{margin:0}
.docs-container p{margin-top:10px}
.docs-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:24px}
.doc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;text-align:center;box-shadow:var(--soft-shadow);min-height:170px}
.doc .icon-round{margin:0 auto 14px}
.doc p{font-size:13px;margin-top:8px}
@media(max-width:980px){
	.docs-grid{grid-template-columns:1fr 1fr;}
}
@media(max-width:640px){
	.docs-grid{grid-template-columns:1fr;}
}

.trust-new-section{padding-top:34px}
.trust-new-section .head, .new-section .head, .vip-section .head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:24px;}
.trust-new-section .head p, .new-section .head p, .vip-section .head p{margin-top:8px;}
.trust-new-layout{display:flex;gap:46px;align-items:center}
.trust-new-layout .review{min-height:250px;padding:42px 44px;width:calc(55% - 46px);}
.trust-new-layout .doc-scans{width:45%;}
@media(max-width:1080px){
	.trust-new-layout{flex-direction:column}
	.trust-new-layout .review{width:100%;}
	.trust-new-layout .doc-scans{width:100%;}
}
@media(max-width:980px){
	.trust-new-section .head{flex-direction:column;align-items:center;gap:24px;}
}
@media(max-width:640px){
	.trust-new-section .head, .new-section .head, .vip-section .head{flex-direction:column;align-items:center;gap:24px;}
	.trust-new-section .head > div, .new-section .head > div, .vip-section .head > div{width:100%}
}

/* improved application block */
.bottom-cta-section{
  padding-top:46px;
  padding-bottom:18px;
}
.bottom-cta-new{
  background:linear-gradient(135deg,#232e41 0%,#2c394f 100%);
  border-radius:28px;
  padding:42px;
  display:grid;
  grid-template-columns:minmax(0,1fr) 430px;
  gap:44px;
  align-items:center;
  box-shadow:0 22px 50px rgba(35,46,65,.18);
  overflow:hidden;
  position:relative;
}
.bottom-cta-new:before{
  content:"";
  position:absolute;
  inset:-120px auto auto -100px;
  width:300px;
  height:300px;
  background:rgba(215,34,37,.15);
  border-radius:50%;
  filter:blur(8px);
  pointer-events:none;
}
.cta-copy{
  position:relative;
  z-index:1;
  max-width:620px;
  align-self:center;
}
.cta-tag{
  color:#fff !important;
}
.cta-tag:before{
  background:var(--red) !important;
}
.cta-copy h2{
  color:#fff;
  font-size:46px;
  line-height:1.25;
  max-width:600px;
}
.cta-copy p{
  color:rgba(255,255,255,.75);
  font-size:16px;
  line-height:1.55;
  margin-top:24px;
  max-width:610px;
}
.cta-benefits{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
  margin-top:40px;
  max-width:590px;
}
.cta-benefits div{
  min-height:48px;
  display:flex;
  align-items:center;
  gap:9px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.13);
  border-radius:14px;
  padding:12px 14px;
  color:#fff;
  font-size:14px;
  line-height:1.25;
  font-weight:800;
}
.cta-benefits span{
  color:#ff7779;
  font-weight:900;
  flex:none;
}
@media(max-width:1180px){
	.cta-copy h2{
		font-size: 42px;
		line-height: 1.1;
	}
	.p_cards{
		grid-template-columns: repeat(2, 1fr)!important;
	}
}
@media(max-width:980px){
	.bottom-cta-new{
		grid-template-columns:1fr;
		gap:28px;
		padding:34px;
	}
	.cta-copy{
		max-width:none;
	}
	.cta-copy h2{
		max-width:100%;
	}
	.cta-copy p{
		max-width:100%;
	}
	.cta-benefits{
		max-width:100%
	}
	
}
@media(max-width:640px){
	.bottom-cta-new{
		padding:26px 20px;
		border-radius:22px;
	}
	.cta-copy h2{
		font-size:28px;
	}
	.cta-benefits,
	.lead-form-grid{
		grid-template-columns:1fr;
	}
	.lead-form{
		padding:22px;
	}
	.p_cards{
		grid-template-columns: 1fr!important;
	}
}